Health Reimbursement Arrangement (HRA)

With the Premera Blue Cross PPO, Avista will contribute up to $400 to an HRA in your name when you complete the Healthy Directions Initiative program .

You can use the money to help cover your health care costs and your eligible family members. The HRA is administered by Voya Financial.

HRA Features

  • It is free money. Completely funded by Avista, without employee contributions.
  • Works like a bank account. Avista contributes up to $400 to an account that can be used to pay for your eligible health care expenses. Submit claims online after you spend money on:
    • Deductibles
    • Coinsurance
    • Prescription drugs
    • Out-of-pocket expenses
    • And more
  • Unused money carries over at the end of each year. If you leave the company, your HRA dollars remain in your account. You can submit expenses until your balance is $0 – with no required time limit.
  • Can be paired with a Health Care FSA. You can set aside your own pre-tax money in an FSA to help cover health expenses that exceed your HRA amount.