Critical Illness Insurance*
Critical Illness coverage protects against the financial impact of certain illnesses, such as a heart attack, cancer, or stroke.
If you experience a covered illness, you receive a lump-sum benefit payment to help cover out-of-pocket expenses for your treatment that are not covered by your medical plan.
You also can use the money to take care of other expenses, such as:
- Specialized treatment costs
- Transportation to a distant medical facility
- Living expenses like rent, mortgage, utility bills, and more
Benefits are paid directly to you, unless assigned to someone else.
*Temporary employees are not eligible for this benefit.
Benefits and Coverage
Coverage is available for you, your spouse, and dependent children.
The following table shows examples of covered critical illnesses. The plan has limitations and exclusions that may affect benefits payable.
Contact Aflac for more information: 1.800.433.3036.
| CANCER (internal or invasive) | 100% |
| HEART ATTACK (myocardial infarction) | 100% |
| STROKE (ischemic or hemorrhagic) | 100% |
| KIDNEY FAILURE (end-stage renal failure) | 100% |
| BONE MARROW TRANSPLANT (stem cell transplant) | 100% |
| SUDDEN CARDIAC ARREST | 100% |
| MAJOR ORGAN TRANSPLANT | 100% |
| PARALYSIS | 100% |
| COMA | 100% |
| LOSS OF SPEECH / SIGHT / HEARING | 100% |
| NON-INVASIVE CANCER | 25% |
| CORONARY ARTERY BYPASS SURGERY | 25% |
| HEALTH SCREENING BENEFIT (employee and spouse only) Once per year for health screening tests performed while an insured’s coverage is in force. This benefit is only payable for health screening tests performed as the result of preventive care, including tests and diagnostic procedures ordered in connection with routine examinations. |
$50 |
Plan Details and Rates
Check out the Aflac Critical Illness Insurance brochure and rate sheet for details.