AD&D Insurance
AD&D insurance provides coverage if you die or are injured as the result of an accident.
You may choose to purchase additional accident protection for you and your eligible family members. You pay the full cost of this coverage, which is provided through Unum. You must purchase coverage for yourself in order to purchase it for your dependents.
| Employee | Family | Spouse Only | Child(ren) Only | |
|---|---|---|---|---|
| Coverage amounts available | $25,000 increments, up to $250,000 or 10x your base annual earnings (whichever is less) | Spouse: 40% of employee’s coverage amount Child(ren): 10% of employee’s coverage amount |
60% of employee’s coverage amount | 20% of employee’s coverage amount |
| Guarantee issue amounts | Not required | Not required | Not required | Not required |